It's important to save money for retirement. You can increase your tax-deferred retirement savings by using gold IRAs. The American Hartford Gold offers are examined in this analysis to determine whether investing with them is a wise choice for you.
What Is American Hartford Gold?
American Hartford Gold is a family-run company with headquarters in Los Angeles, California that offers assistance to anyone wishing to invest in precious metals. Sanford Mann, the CEO, has worked in the precious metals industry for more than ten years.
Their president, Scott Gerlis, has worked in the gold and silver retail industry for more than ten years. The business either physically distributes the things or deposits them in a retirement account like an IRA or 401k.
American Hartford Gold can assist clients in growing their investment portfolio. At affordable prices, you may get fine gold and silver coins with a lifetime warranty. American Hartford Gold is the top gold company on the prestigious Inc. 5000's 2021 List of America's Top Fastest-Growing Private Companies.
Before moving forward...
We have put a lot of effort into reviewing, researching, and outlining the key details that investors should be aware of prior to making an investment. The top 5 gold IRA firms have been selected from a long list.
I advise you to review the list before transferring any IRAs.
For several reasons, including their A+ BBB rating, thousands of top rankings, and Money magazine's designation as the "Best Gold IRA Company," Augusta Precious Metals is our top pick. Additionally, they will cover all storage and cleaning costs for up to 10 years!
American Hartford Gold Ratings, Complaints, and Customer Reviews
A respected leader in the precious metals and Gold IRA industries, American Hartford Gold has received a "AA" rating from the Business Consumer Alliance with 4.9/5 ratings.
Customers have given American Hartford Gold an overall rating of 4.9/5 on multiple review websites, including Google and Trustpilot, and the company has an A+ rating from the Better Business Bureau.
In the prestigious Inc. 5000's 2021 list of America's fastest-growing private firms, it was also ranked as the top gold company.
The only precious metals business that Bill O'Reilly, Rick Harrison, and Lou Dobbs advocate is American Hartford Gold.
BCA Rating: AA (4.9 out of 5).
2 BCA concerns have been resolved in the last three years.
A+ BBB Rating (4.94/5) according to 274 reviews
22 BBB complaints have been resolved in the last three years.
(5.0/5) on Trustpilot Considering 1 078 reviews
Concerning consumers: (4.95/5) 96 Reviews Constituted the Ratings
Google My Business: 4.9 out of 5. Based on 411 reviews, these ratings.
Instead of concerns about the company itself, American Hartford Gold frequently dealt with pricing changes for precious metals.
What products and services does American Hartford Gold provide to clients?
You can invest in gold and silver using a gold IRA from the American Hartford Gold Group. Platinum, palladium, silver, and gold are the available precious metals.
Easy account creation
You can quickly open an account online or engage with a salesperson to streamline the process.
Secure Deposit Box
Delaware Depository or Brinks Global Services, both of which have depositories throughout the United States, are responsible for safeguarding your gold.
IRA transfers
Platinum, silver, and other precious metal purchases and sales are supported by American Hartford Gold for its customers. In addition to assisting with rollovers for 401(k) and IRA accounts, it also offers home delivery of metals to customers.
precious metals IRA investments
For retirement, saving money is vital. Investing is the best way to increase your savings over time, which is why so many individuals do it to get ready for their golden years.
Accounts for individual retirement are unique. Aside from getting tax benefits, individuals can use IRAs to invest for retirement.
You can get help from American Hartford Gold creating a self-directed IRA and filling it with gold and silver.
If you want to invest in precious metals but don't want to form an IRA, American Hartford Gold can help. The organization specializes in selling gold and silver from the US, Australia, Austria, Canada, Switzerland, and South Africa, among other nations.
One disadvantage is that they don't offer online pricing, which is common among online precious metal sellers. If you wish to discover the price of a particular coin or metal bar, you must call and make a request for information.
What distinguishes American Hartford Gold from its rivals?
Other Gold IRA providers do not provide a buyback plan; only American Hartford Gold does. The BuyBack Commitment enables consumers to rapidly and cost-free liquidate their precious metals in three steps. American Hartford Gold arranges for the shipment of the gold or other precious metals and then pays for it.
American Hartford Gold aims to inform customers about precious metal investments while being transparent and fair with them. They strive to provide the greatest client service based on complete satisfaction and trust.
American Hartford Gold has proven to be dedicated to dialogue, reliability, and client satisfaction. You may put your trust in a business that is both knowledgeable and trustworthy.
American Hartford Gold Fees
American Hartford Gold offers a free service for setting up a gold IRA or converting a retirement account to one. Delivery of precious metals to the depository is always free and includes insurance and tracking.
Storage fees for Gold IRAs are usually waived for up to three years or more, depending on the size of the account and the precious metals stored. There is no minimum contribution level for Gold IRAs set by American Hartford Gold.
The self-directed IRA institution, not American Hartford Gold, is the one that levies the $180 annual maintenance fee. You could find special offers on the American Hartford Gold website, such as $1,500 in free silver and up to three years with no account maintenance fees.
American Hartford Gold: Is it reliable?
They continue to be the market leader and have delivered more than $1 billion in Gold and Silver. American Hartford Gold was named as the #1 Gold Company on the renowned Inc. 5000's 2021 list of America's fastest-growing private firms.
The leadership actually cares about providing top-notch services at fair costs. Due to their expertise in the industry, they enable experienced buyers and novice investors by providing the most recent market data with a historical perspective.
American Hartford Gold has a similar customer satisfaction rating on numerous review websites, such as Trustpilot, the BBB, and Google, and an A+ rating with the BBB. The company works with clients to increase their future security by adding assets to their portfolios.
Pros And Cons
Pros
They guarantee to match prices and have outstanding customer reviews.
A special offer of $1,500 in free silver and no account maintenance fees for up to three years is advertised on the American Hartford Gold website.
They provide educational tools and put precious metals experts at your disposal.
Customer satisfaction and compliance are given high attention by American Hartford Gold.
Complete cost disclosure prior to final sale, as well as a buyback scheme exclusive to clients.
Cons
There is no pricing list available on the website.
There is no option for international shipping.
FAQS
How Can Money Be Transferred From Another Retirement Account Into A Gold IRA With American Hartford Gold?
The two tax- and penalty-free ways to transfer funds between retirement accounts are the 60-day rollover option and trustee-to-trustee transfers. If you decide to roll over your IRA within 60 days, your current IRA provider will deliver a cheque to your home.
After that, American Hartford Gold receives the check by mail. There are no taxes or penalties if you send it to them and it is put into your account within 60 days. Through the trustee-to-trustee procedure, your retirement savings are transferred directly from your current IRA provider to American Hartford Gold, enabling them to deposit into your account as quickly as possible. The American Hartford Gold Account Executives will work with you to complete the transfer in a stress-free manner.
How Do You Create An American Hartford Gold IRA?
Every step of your Gold IRA application will be walked you through by an American Hartford Gold account executive. They will get in touch with your current IRA provider to quicken the tax-free rollover of all or a portion of your retirement assets into the rollover account. The asset transfer could take up to 5 business days, depending on your current IRA custodian. After the money is transferred into your IRA account, you can start benefiting from the security of precious metals.
A bank wire transfer is used to complete the deal. It usually takes one business day to open your gold IRA and receive your new account number. The amount of time it takes to transfer assets will depend on your current IRA custodian, but it normally takes one to five business days.
To keep the account in good standing with the IRS, you must store the gold and silver coins and bars in the safes of an authorized depository. You have complete control over when you take physical ownership of your metals and liquidate your Gold IRA account, but you should be mindful of the tax implications.
This could negatively impact your retirement money if you do it before you are 59.5 years old. You should consult with a seasoned tax professional before making any decisions because there could be penalties and tax ramifications.
How Are Your Precious Metals Stored by American Hartford Gold?
Storing precious metals is one of the most challenging aspects of purchasing them.
American Hartford Gold may recommend numerous storage facilities, including Brink's Global Services in California and Utah and Delaware Depository Service in Delaware. The company can help arrange for storage and transportation to these locations.
American Hartford Gold discourages keeping precious metals in long-term storage at home. Investors are not allowed to maintain a precious metal IRA at home, according to IRS restrictions. You have two choices: remove money from your account or have American Hartford Gold deliver your metal.